Privacy Policy

This explains what information GK Money keeps about you, why, who can see it, and what you can do about it.

1. What we keep

• Account: your name, phone number, email (if you give one), password (stored only as a secure hash), language and profile photo.
• Identity verification: your legal name, ID type and ID number (the number is stored encrypted) and the ID pictures you upload.
• Payout accounts: the bank or mobile-money account name and number you add for withdrawals.
• Money activity: deposits, withdrawals, payment references and proofs, wallet balances and transaction history, VIP packages, task completions and rewards, referrals.
• Messages and files: what you send in deposit, withdrawal and support chats.
• Security information: sign-in times, IP address, browser type, and a random device code stored in a cookie on your phone or browser (kept on our side only in scrambled form) used to notice several accounts on one device.
• Phone alerts: if you turn alerts on, the push address your browser gives us (no message content is stored there).

2. Why we use it

• To run your account and process your deposits, withdrawals, tasks and rewards.
• To verify identity, pay the right person, and keep one person to one account.
• To prevent fraud and misuse, and to protect your account (for example, your sign-in history in Security).
• To answer support requests and send you notifications and alerts you asked for.
• To keep the financial records the law requires.

3. Who can see it

• GK Money administrators and support staff — only what their role needs (each staff role has limited permissions).
• Agents — only what they need to process your deposit or withdrawal, such as your name, the amount and the payout details. Agents do not see your ID documents.
• We do not sell your information. We share it with others only when the law requires it, or with services that help run GK Money (hosting, email, phone-alert delivery) under the same privacy duties.

4. How long we keep it

We keep account and money records while your account is open and afterwards for as long as the law requires for financial records. Backups are kept for a limited time and then deleted. Expired phone-alert addresses are deleted automatically.

5. Security

Passwords are hashed, ID numbers are encrypted, uploaded documents are private files only authorised people can open, and the website uses HTTPS. No system is perfectly safe — please keep your password secret and tell Support at once if something looks wrong.

6. Cookies and your phone

GK Money uses cookies to keep you signed in, protect forms, remember an invite code for 30 days and recognise your device for account safety. The installed app keeps only an offline page on your phone — never balances or money pages.

7. Your choices

• See and correct your details in Profile; ask Support for anything you cannot change yourself.
• Turn phone alerts off in your phone or browser settings at any time.
• Deactivate your account in Profile (financial records are still kept as the law requires).

8. Changes and contact

We may update this policy; the date above shows the latest version. Contact GK Money Support in the app, or email [email protected].